1. Do you know your current credit score?

2. How often do you check your credit report?

3. How much of your monthly income goes toward debt payments?

4. Do you currently have savings set aside for a down payment?

5. Do you have an emergency fund covering at least 3 months of expenses?

6. Do you track your monthly budget and spending?

7. How stable is your current income?

8. Are you prepared for ongoing costs of homeownership?

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